What is Medicare Supplemental Insurance?
A Medicare Supplemental insurance policy is health insurance sold by
insurance companies to help cover some of the shortfalls (gaps) left by
regular Medicare parts A & B. These companies are required to offer
the exact same coverage for each plan that they offer. This means that
you are free to shop around and find the least expensive policy with no difference in the benefits that they provide.
How do I choose a Policy?
first thing to know is that paying a higher premium for a standardized
Medicare Supplemental insurance plan will NOT get you anything extra -
except perhaps a nice smile from the agent who signed you up! Not only
are the benefits the same from one company to the next, their claim
filing requirements are also identical.
Second, you'll want to review Medigap Plans A-L with a qualified
Medicare Supplemental specialist to decide which plan or plans have the
benefits you need and want. You may choose one or more plans to look at
more closely. Note that by law, Medigap insurers aren't allowed to sell
you more than one Medigap policy.
Third, make sure that you are getting a complete multi company rate
comparison. You will find that there are many insurance companies
selling identical Medigap plans in your state... the goal is to find a
reliable company with the lowest rate.
For most people, premium amounts are major factors in their decisions.
Find out the premium each company would charge you for the Medigap plan
(or plans) you are looking at. When you compare the costs, you'll
notice that there can be big differences!
Lastly, take your time as you are comparing insurance companies and
choose one carefully. You can find an insurance companys rating through
such places like AM Best and Weiss Research Inc.
We are happy to assist you in choosing a Medicare Supplemental
insurance policy. Use our online quote tool to compare rates, or give
us a call and we'll help you find the right Medigap plan for the lowest
Medigap Insurance Plans: How they work
you need treatment at a doctor, hospital or specialty treatment center,
you only have to show your Medigap Insurance (Medicare Supplement) card
to the doctor, hospital or treatment center. Then everything will,
almost magically, be taken care of for you.
The fact is that, once your claim is filed with Medicare for Medicare
Part B charges, Medicare will in most cases send your claim directly to
your Medicare Supplement Insurance Company without you or your provider
having to do anything. Then your Medigap Insurance Company will process
the claim, often without it ever touching human hands.
Medicare Part A claims, the hospital where you receive treatment is
required to file with Medicare Supplement Plans for you. Therefore, you
will never have to worry about claims hassles or paperwork.
only need to Compare Medicare Supplements and find the one that is
right for you and all is taken care of for you. And once again, if you
choose the Medigap Plan F from Medigap Central, you will never have a
remaining bill to pay.
at Medigap Central believe that healthcare professionals should be able
decide what the absolute best treatment is for you while Medicare
Supplement Insurance Companies make sure that you aren’t burdened with
the costs of healthcare treatment. Medicare Supplement Insurance
Companies will stay out of your and your physician’s way when you need
when you take out a Medicare Supplemental Insurance Plan like a
Medicare Supplemental Plan F from Medigap Central it is YOURS FOR YOUR
ENTIRE LIFE. Unlike Medicare Advantage Plans, as long as you continue
to pay the premiums, the Medigap Insurance Company can never take that
coverage away from you… EVER!
Medigap Insurance Plans: Pre-Existing Conditions
Even if you have pre-existing conditions, we can get you covered and save you money over what you are currently paying.
the truth: If you currently have a Medicare Supplement Plan and have
had it for at least 6 months or if you’re new to Medicare and have had
creditable coverage for at least 6 months, then all pre-existing
conditions will be immediately covered by your new Medigap Insurance
Plan that you will receive at Lower Medicare Supplement Rates.
you have not had Medigap Insurance or creditable coverage other than
Medicare Supplements for the past 6 months and you have pre-existing
conditions, then you are fortunate to be working with Medigap Central,
one of America’s leading Medicare Supplement Brokers. With one quick
call to a Licensed Medicare Supplement Specialists at Medigap Central,
you will know your options within minutes.
many instances, we can get your pre-existing conditions covered. In
other situations, you will only have a short waiting period. What is
for sure is that you will be advised of the absolute best course of
action and we will help you get the treatment you need at the lowest
you will find the recommendations given by Medigap Central and options
for Medicare Supplement Costs will be comprehensive and all things will
be considered. That’s why we are here. Call us right now for Medicare
Supplemental insurance Quotes to find the lowest possible Medigap Rates
and for world class advice, counseling and advocacy.
Medicare Supplement Insurance Plans: Why shop with Medigap Central?
you are on Medicare, you are probably facing tough decisions on
choosing the right Medicare Supplement Insurance Plan and probably
being misled by Medicare Advantage salespeople.
Supplement Insurance Companies are all required to offer the same
coverage options. Therefore it is more important than ever to shop
Medicare Supplement Rates from top companies through a partner you can
Central is one of the nation’s largest and most popular place to find
Medicare Supplement Insurance Rate Comparisons from top companies such
as UHC, Mutual of Omaha, AARP Medicare Supplement, Sentinel,
Forethought, Family Life Insurance and many others. We are a one stop
shop and have helped hundreds of thousands of America’s Medicare
recipients to make important healthcare decisions through Medicare
Medigap Central is different is that WE WORK FOR YOU, not just one
Medicare Supplement Insurance Company. We access all Medicare
Supplement Insurance Companies that offer Medigap Supplemental
Insurance and find the those that are reputable and will be able to
live up to their promises for many years to come.
we’ve found the top Medicare Supplement Insurance Companies that meet
our rigorous requirements, we use our proprietary and state of the art
technology to make Medicare Supplement Insurance Rate Comparisons. We
compare these Medigap rates and plans with you on the telephone, and we
are always just a phone call away. We do not come to your home… we
respect your privacy. By shopping around for you, we find the very best
value for your particular situation based on your specific needs, not
what insurance companies hope to sell you.
that’s not all we do for you. Have you ever tried to take out an
insurance plan like a Medigap Plans or a Medicare Supplemental
Insurance? Many who do are denied coverage or gotten restrictions on
their policy that they didn’t see coming only after they had paid the
initial premium. There can be great hassles involved in getting a
refund or finding other suitable Medigap Insurance or other coverage.
At Medigap Central, we won’t let this happen to you.
Medicare Supplement Brokers at Medigap Central are also Medigap “field
underwriters.” So we will not only assist you in finding the best for
Medicare Supplement Insurance rates, but we will make sure that you
will qualify for the coverage before we ask you to apply. By answering
a few quick questions about your health, you can be instantly qualified
for Medigap Insurance Plans that will accept you the first time,
without hassles or worry of losing coverage.
won’t recommend a plan for you unless we know that you qualify to be
approved by the insurance company. Furthermore, our Lowest Rate
Guarantee ensures that you never pay a penny for our services and are
always paying the lowest available price on the recommended plan you
qualify to receive.
for your convenience, we have made arrangements with all of our
Medicare Supplement Insurance Companies to be able to let you enroll in
their plans right over the phone in a manner of minutes. You get the
lowest Medigap Rates available, coverage for life and, if you choose
Medicare Supplement Plan F, you will never pay a penny again for
Medicare covered treatments.
Medicare Supplemental Insurance Companies offering plans at the lowest rates?
you know that dozens of Medicare Supplemental Insurance Companies offer
Medicare Supplements in the United States? Yet most people on Medicare
Part A and Medicare Part B can only name a couple of them like AARP and
Mutual of Omaha. This is because only a few spend large amounts of
money on advertisements to get name recognition, even though they may
be no better for you than other Medicare Supplement Companies. Also
Medicare Supplements are often advertised by companies going to the
expense of sending you a pile of information about themselves in the
mail, and most people on Medicare find this information more confusing
and overwhelming than helpful.
reputable Medicare Supplemental Insurance Companies don’t go to such
expense. They simply rely on a Medicare Supplement Broker like Medigap
Central to educate and counsel the public while focusing on the
operations of underwriting policies and paying claims. This is why the
best option for you will probably be a reputable Medigap Insurance
company that you have never heard of.
are many Medicare Supplements being offered by dozens of Medicare
Supplement Insurance companies. These Medigap Plans are always offered
at different rates for the same person from company to company. So you
probably realize that shopping around will help you find a company that
is offering Medicare Supplements at lower rates than you are currently
paying or considering.
people find that, by letting America’s largest Medicare Supplement
Broker (Medigap Central) help them shop, they will not only save money
on their Medigap Insurance Plan, but will have the peace of mind of
knowing they can go anywhere in the country and, if they get the
recommended Medigap Plan F, receive 100% coverage.
since Medicare Supplemental Insurance is standardized between Medicare
Supplement Insurance Companies, you can get the exact same or even
better coverage than you already have or are considering for lower